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https://www.google.com/url?rct=j&sa=t&url=http://fortune.com/2018/02/13/ripple-bitcoin-banks-brad-garlinghouse/&ct=ga&cd=CAIyGjk4MWE0OGVhMTljY2ZmMWU6Y29tOmVuOlVT&usg=AFQjCNHcQw-3itaVVshHEbFzNvgQGCJ_yA
He explained that Ripple uses blockchain technology—one of the underlying accounting technologies used for Bitcoin—to record transactions between banks. And he said that his company uses its own XRP cryptocurrency as a payment method to make it easier for banks to move money internationally.