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https://www.google.com/url?rct=j&sa=t&url=http://www.valuewalk.com/2018/01/xrp-bitcoin-banks-ripple-price/&ct=ga&cd=CAIyGjk4MWE0OGVhMTljY2ZmMWU6Y29tOmVuOlVT&usg=AFQjCNGA8O_Flv9Cpj98e6qEFE3oZAPXAA
Ripple believes that XRP is the answer to bank payment problems. They also think that their systems, which use the XRP cryptocurrency, can totally modernize the way banks move money between them. However, some banks, even some who have partnered with Ripple, are not so keen on that idea.